Terms of Service
Effective October 24, 2026
These terms govern your use of this website, operated by Simple Trucking Insure (Jonathan Garcia, a licensed insurance agent). By using the site, requesting a quote, or texting us, you agree to these terms. If you do not agree, do not use the site.
Who operates this site
Simple Trucking Insure is the business name used by Jonathan Garcia, an independent licensed insurance producer in Texas, Ohio, and Florida only (TX Lic. #3528791 · OH Lic. #1774808 · FL Lic. #W443881). We do not claim to be licensed in every state. Jonathan Garcia is not an insurance company. Carriers that may be asked to quote are separate companies.
No guarantee of coverage or a quote
Nothing on this website binds coverage or promises that a carrier will quote or accept a risk. A quote request, a phone call, or a text does not issue a policy. Eligibility, price, forms, and filings depend on underwriting, the information you provide, and the law that applies. If a policy is issued, that policy — not these pages — controls the coverage.
Quote requests
Forms ask for name, phone, optional email, and business or truck details such as DOT or MC, units, radius, and cargo. You are responsible for the accuracy of what you submit. How we use that information is described in the Privacy Policy.
Driver's license photos
If we send you a link to photograph a driver's license, uploading that photo is part of asking for a commercial auto quote. Send a license only if it is yours or you are allowed to send it. What we collect from that photo, who we share it with, and how to ask for deletion are described in the Privacy Policy.
Text messages / SMS opt-out
Message and data rates may apply. Reply STOP to 813-690-3638 to opt out. Reply HELP for help. Consent is not a condition of purchase.
SMS terms
Simple Trucking Insure may send text messages about a trucking insurance quote to the mobile number you give us when you submit a form or text 813-690-3638. The program is quote follow-up from Jonathan Garcia. It is not a marketing list, and it is not a condition of getting a quote or buying a policy.
- Message frequency varies.
- Message and data rates may apply.
- Reply STOP to opt out. Reply HELP for help, or call 407-704-6199.
- Carriers are not liable for delayed or undelivered messages.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
Acceptable use
Use this website for lawful quote inquiries. Do not misuse a form, try to disrupt the site, or submit information you are not allowed to share.
Limitation of liability
The site is a convenience for information and quote requests. To the fullest extent allowed by law, Jonathan Garcia and Simple Trucking Insure are not liable for damages from your use of the site, from reliance on general descriptions posted here, or from a quote or policy being unavailable. Mobile carriers are not liable for the text-message program.
Governing law
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, except where an insurance law of another state requires otherwise for a policy or a quote in that state.
Contact
Questions: call Jonathan Garcia at 407-704-6199, or text 813-690-3638 about a quote. This website does not publish a public email address.
Changes
These terms may be updated. The effective date at the top of the page will change when they are.